ThanksObama5223 [he/him]

while losses like these are large and indicative of poor lending practices for mortgages, there was more at play for the 2008 market implosion. It wasnt just defaults on mortgage-backed securities, but the widespread failure (fraud imo) of rating agencies giving these MBS good ratings, the trillions of dollars of derivatives betting on those false ratings, and the failure (fraud imo) of regulatory bodies to identify and mitigate any of this. A mortgage crisis is surely happening but i doubt the fallout will be anywhere near 2008. but i stopped paying attention to financial regulatory policy in the early trump years after he undid the measly measures obama put in place post-crisis so your guess is as good as mine

We’re in the northern US so I was thinking of using creeping phlox to slowly replace my lawn, but I like this idea too. it seems a bit easier and will probably piss of the neighbors a bit less lol

I recently moved out of my major city to a suburb (we wanted to buy a place and no way we could afford more than a 1bed apt in the city). The way suburbanites manicure their lawns has jokerfied me. people spending hundreds of dollars a month for services to come out and fertilize/pesticide, out there mowing/weed wacking every couple of days, etc all to maintain what is effectively a weed that kills biodiversity. if humanity survives im certain we will look back on lawns as the greatest misallocation of resources in human history. my wife and i are working to plant a ton and do almost nothing about our dandelion riddled lawn

deboonking

I know people who see and acknowledge this kind of thing but fell headfirst into the ruzzia bad narrative following the smo, absolutely scoffing at the idea that the western press isn’t free or independent. I have a really hard time getting americans to carry over any skepticism from one “media event” (for lack of a better term) to another. its infuriating.

Any other substacks you might recommend? I’m wondering if I can curate a feed, it would be with it too sign up

i received an exceptional rating for my year end review, which is accompanied by a 3.25% raise this year. im glad my hard work made me 0.15% richer ahead of inflation!

i actually checked the wh.gov and the TTM inflation for december 2023 was 3.4%, so im not actually richer lol. also 2022’s TTM was 6.5%. The average person’s income must be 10% higher than in 2021 just to keep up with inflation

My wife’s a hopeless radlib, maybe demsoc. I am very open about my politics and she doesn’t care for the most part. I have tried to convert her but she’s got somelib hangups and can’t accept the historical necessity of violence. so we mostly agree until i say some shit, then she just sighs and calls me crazy. love her

Everything remotely bad is attributed to Russian/Chinese subterfuge. I’m reminded of the nordstream explosion. every liberal in my personal life was convinced russia sabotaged their own pipeline. no amount of common sense or evidence could override the decades of propaganda.

Good post

This is their own update as of 1/25, showing 152 workers killed

i haven’t seen a few of the other best picture noms, but i agree with this. especially if you are comparing barbie and poor things directly. on its face poor things is better visually, in its direction/acting, and in its plot. beyond that it grapples with its narrative topics better than barbie, chiefly feminism.

bella has more agency as a character than all of the barbies, even as the ‘mental toddler’ as others describe. and that agency only grows throughout the movie/with her character development.

I think you’ve got the right idea. A lot of the people I know that are into golf just like hanging out outside with friends. Sure a few of them are well off, but I think the appeal as you age and have kids has more to do with being the ‘third place’.

there are comments in this very thread that are doing that lol

It finally happened, today is a good day

well said. this type of liberal pacifism isn’t pacifism at all, but rather a preference for the slow, abstract violence of the status quo to revolutionary violence. I’m reminded of the twain quote you had in the mega a few weeks back.

I feel as though anyone with an appreciation for history must acknowledge the necessary role of violence (or the threat thereof), in the slow march of progress

its so hard not to feel alienated or experience derealization

Absolutely. The way that I have been able to break through with the liberals in my life has been by comparing it to the Nat Turner’s rebellion, the Haitian slave revolt, or the Warsaw ghetto uprising. Sure, you can sit here comfortably in the imperial core and talk about how no violence is acceptable, but could you honestly blame the slave or the ghettoized for their violent uprisings? Especially since any attempts at negotiations or peaceful protest have been met with violence in this case - the 2005 ceasefire and the march of return.

Abhorring violence of this type is liberal idealism at its finest

At current interest rates, 5% down, and an 800 credit score, you’re monthly piti is still like 2,700. Assuming you make that 92k/yr, and are traded at 22%, you’re monthly take home is 5900. That’s 45 percent of your monthly income. “Affordability” is for dinner heavy lifting here

im curious if anyone’s met the call to condemn hamas with a simple ‘no’. how did it turn out for you?