• Thermal_shocked@lemmy.world
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    11 months ago

    I’m not reporting that someone sent me their share of the mortgage through an app rather than cash. Get fucked.

      • jetsetdorito@lemm.ee
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        11 months ago

        If you’re paying a mortgage and someone is paying you for one of the rooms, as far as the IRS is concerned that is income 🙁

      • douglasg14b@lemmy.world
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        11 months ago

        Yeah you do it’s still income…

        If someone else is paying you for your mortgage anything past the interest is considered income since it’s paying down the principal.

        And you don’t have to worry about reporting it venmo will already do that for you :/

        • Apathy Tree@lemmy.dbzer0.com
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          11 months ago

          If they do, for any transaction including personal, they are breaking tax laws so… I really don’t think that’s the case at all…

          I had the pleasure of teaching people about the 1099-k used to report that from a business standpoint (which anyone needing to report would be using). So while I don’t know a lot, I do know that specific thing about that specific form.

          I’m not a tax professional, but this is literally the first tax season these companies are being subjected to the new rules, so erring on the side of caution makes sense for them, but ultimately if they report that based on personal transactions, they are violating IRS regulations, and no company wants to do that if they can avoid it.

          Prior to that, the 1099-k rules were really wild, something like a minimum number of transactions plus a minimum amount of income through that specific source. It led to a lot of untraceable transactions in lieu of normal transactions and it was hard to follow up with, plus a lot of people who had no clue they needed to file the form. This is literally just their way of shoring up the rules to make it enforceable for them as an underfunded agency.

        • Davidjjdj@lemmy.world
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          11 months ago

          Does it? It wasn’t an issue for me until I got paid and they accidently selected “payment”. At which point I had no choice, venmo forced me to give my tax information before they would cancel, or return the money that was sent to me.

          They will still be reporting that transaction and there is nothing I can do.