Any big competitor to google pay has no reason to upload their platform as open source for their competitors to reuse.

That is because it’s expensive to make and market Apple pay, or other payment processors (and it’s regulated also) so the projects that make it all have VC funding.

In the end they could open source the code but there is not much incentive for that anyway

Check out monero or liberapay.com

My hope is that we will have PayPal (and other big payment processors) accepting BCH (or whatever) and then you can use monero to pay behind the scene via atomic swaps.

I don’t see any way for direct monero payments to be accepted any time soon. On the contrary it’s getting delisted in exchanges to prepare for cbdcs.

Control is the keyword here. They want/need to keep the control. Control of the policy, be it monetary, fiscal, etc. Control is a hard drug. Fiat money (and the infinite money printers that cone with it) is an even harder drug.

Wtf

It is not going to happen. The good news is that we do not need it …yet

Great!