It is definitely worth going if you can! I went a few years ago (pre-pandemic) when it was in Kansas City, and it was pretty fantastic. (I hadn’t expected Nobuo Uematsu himself to be there but he was!)

Ahhh, I wasn’t even thinking about private loans; yeah, that makes sense!

“ student loans (25.5%)”

This seems odd to me because bankruptcy doesn’t currently get rid of student loans (which is completely wtf, but that’s another issue); maybe the student loan payments got so onerous that they got into other debt?

This does sum up my experience with the game; I didn’t love the gameplay, but the game is just exploding with so much endearing charm that it makes you want to push through anyway. (Also the music is pretty fantastic; a standout is Jon’s Theme and its variations.)