Google “Apple Outlet.” Get an Apple refurbished phone. Full warranty, new battery, and eligible for AppleCare. Consider using the savings to get AppleCare. As far as iOS updates, my 2015 IPad Pro 12.9 still gets the latest updates. Don’t worry about negative comments about buying older models. The only true refurbished phones are from Apple.

On anything shipped to my home, I use my Amex Gold card to cover loss, damage or theft for 90 days. Always have a card like this for this type of shipment.