LMAO I enjoyed this comment. For those who don’t know, Wells Fargo also did something similar and was signing up their custodians for credit accounts without their permission.

The bank paid a fine and of course no one went to jail (legal immunity).

“If the punishment for the crime is less than the profits you made committing that crime, that is legal immunity. That is a very, very loud signal in a system of democracy that says, ‘Do it again, only this time leverage more!’" - Andreas Antonopoulos