But imagine this. You get laid off. At that moment, bots are contacting your bank, LinkedIn, and most of the financial lenders about the incident. Your credit is flagged as your income has dropped significantly. Your bank seizes the opportunity and jacks up your mortgage rates. Lenders are also making use of the opportunity to seize back their merchandise as you’ll likely not be able to make payments and they know it.

None of this requires “AI.” At most AI is a tool to make this more efficient. But then you’re arguing about a tool and not the problem behavior of people.