When Congress voted in May to restart student loan payments this fall — and then the Supreme Court overturned President Biden’s student loan forgiveness plan in…

  • @Son_of_dad@lemmy.world
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    6510 months ago

    Who gives a flying fuck about the economy? Not me. When the economy is bad, prices go up and I get fucked. When the economy is good, prices go up and I get fucked. So really why should I give a shit about the economy if it’s gonna fuck me regardless?

    • @ATQ@lemm.ee
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      10 months ago

      So, if good times are bad for you and bad times are bad for you… what exactly are you doing with your time? Sounds like a “if you run into an asshole in the morning, you ran into an asshole… but if you run into assholes all day, you’re the asshole” moment for you.

      • @Son_of_dad@lemmy.world
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        3810 months ago

        So you’re saying I’m what’s wrong with the economy? I’m the one causing it to be built only to fuck the poor?

        • @ATQ@lemm.ee
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          -4610 months ago

          Don’t be dramatic. I’m just skeptical of your woe-is-me attitude. There are 100 ways that the economy could be improved but according to you, you’d be fucked regardless. So again, why are you so fucked and what are you doing to unfuck yourself?

          • TimmyDeanSausage
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            3110 months ago

            It’s a systemic issue. Individuals can only fix problems within a system with mechanisms that already exist in that system. If there are no existing mechanisms to fix issues, or if the mechanisms are intentionally made inaccessible to anyone but the top 1% of system users, there’s no feasible way to fix it.

            In other words, your argument is asinine.

            • @ATQ@lemm.ee
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              10 months ago

              The economy doesn’t only benefit the top 1%. And it’s illuminating that y’all think it does. Anyway, have a nice day.

              • @warbond@lemmy.world
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                810 months ago

                Is the economy an outside force or is it controlled in some way? If it’s uncontrollable, does that mean that there’s no way to insulate ourselves from its effects? Not as individuals, but as a society. And if it’s controlled, is there a way to control it in such a way as to benefit more people?

                I suppose I’m coming from a mindset of “billionaires should not exist,” so take it with a grain of salt when I say I agree that it’s entirely possible to do everything “correctly” to improve your station in life and only do worse regardless of what the economy is doing. Further, I think that outcome is not only desirable for the shockingly few people who directly and indirectly benefit from it, but that it is the natural outcome of such a system to begin with.

  • EnderWi99in
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    1110 months ago

    You all got to stop paying? Sallie Mae dumped a shit ton of late payment fees on me for 6mo I wasn’t working over the pandemic and two years later I’m just about back to where I was back then in payments. Shit sucks. Good for you all though if anyone else can at least get out from under this. I’ll be paying until I’m 50.

  • @oldbaldgrumpy@lemmy.world
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    -410 months ago

    I’m not making claims…it is a statistical fact. I feel like if you take out s loan it is your obligation to repay in total. It’s that simple.

  • @oldbaldgrumpy@lemmy.world
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    -710 months ago

    It’s time to restart payment. I know many people that willingly took loans are hoping for a government bail out…even though college educated people, statistically make much more in their careers than those who weren’t. Such a bail out is essentially yet another way to bail out the rich.

    • Bramble Dog
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      110 months ago

      The rich aren’t the ones generally taking out the student loans through the federal program.

      Most rich people schools are also private, so don’t qualify for most loans through federal programs.

      This is an incredibly dishonest argument.

      • @oldbaldgrumpy@lemmy.world
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        -410 months ago

        They will earn more because of their college education , hence moving forward economically and should be able to pay for the loans they readily accepted. I think we should bail out those that actually need it, not those that not only willingly put themselves in that situation and now, for whatever reason feel as though they don’t have to accept financial responsibility.

        I’ll assume based on your rhetoric you are one of the ones that owe.

        • Bramble Dog
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          210 months ago

          What percentage of people with student loans actually can afford it though? If your argument is that all of us are too rich to get hand outs, what are you casing that off of?

          • @oldbaldgrumpy@lemmy.world
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            -410 months ago

            My argument is two fold.

            1. The loan that were taken were a choice. It’s all in black and white what the loan consists of. If you choose to take one, it’s your responsibility alone to repay. If your degree is in underwater basket weaving …still your responsibility.

            2. It is statistically proven that educated people earn more than uneducated. Because of this, as their income grows, they can afford to pay back the loans they choose to take.

            If someone opted to take out a loan they can’t pay back that is their poor judgement, and not the responsibility of society to care for them. They literally signed a document of their own free will. It’s the same for everyone, educated and uneducated alike.

            • Bramble Dog
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              110 months ago

              It’s odd to me, when a landlord takes out a loan to buy another property, hypothetical future income is not barring him from having those loans written off, and nothing in your history here that I can find suggests you believe landlords should be put into the same situation as student loan repayers.

              If people with student loans were as rich as your claim, the fiscal policy would already be set up to benefit them, but the fact that your argument hinges on denying them the very benefits you allow rich people to have in our system I think pretty effectively shows you don’t actually believe this, are merely just a reactionary.

            • Bramble Dog
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              110 months ago

              Your argument is that they are both too rich to deserve forgiveness, but also only have themselves to blame for being too poor to pay back their loan.

              I guess I would say that only a reactionary would argue the complete truth of both at once. Ironically, if the people in debt were the truly rich as you 50% claim to believe, they would have gotten their way, and you likely would have supported it.