Mortgage interest rates have nearly tripled in the span of just a couple of years amid inflation fears and strong economic growth.

  • YoBuckStopsHere@lemmy.world
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    1 year ago

    Real Estate Corporations goals include blocking home ownership and forcing Americans into a rental only market, similar to Germany.

    • matter@lemmy.world
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      1 year ago

      Germany is a terrible comparison here. Home ownership in Germany is about 50%, true, much lower than the US’ 65%. However, the majority of those rentals are apartments rather than houses, since even small towns are highly densified, very unlike the USA. There are many state landlords which provide rentals at a very attractive price; it’s rare for people to spend more than 30% of their post-tax income on rent. Furthermore, there are extremely strong protections for renters, restrictions on rent increases, and they can renovate their apartments as they please. That’s very different from what American real estate corporations want.

        • matter@lemmy.world
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          1 year ago

          That’s great but the percentage of people who currently live in single family houses is much greater in the USA than in Germany.

          If only the USA was building some solid laws protecting tenants…

    • Fredselfish@lemmy.world
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      1 year ago

      Really is that how Germany is? And all this bullshit about inflation it is called Corporate Greed and we need to be singing it to rafters. Fucking greedy corporations making record profits while wages stagnate.

      All raising rates do is continue to make it impossible for average American to own a home.

      • grue@lemmy.world
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        1 year ago

        it is called Corporate Greed and we need to be singing it to rafters. Fucking greedy corporations making record profits while wages stagnate.

        That’s like complaining that mosquitoes suck blood and carry disease. It’s their nature. If you don’t like it, the only solution is extermination.

    • Bramble Dog
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      1 year ago

      Yeah, this was the outcome that was predicted when they allowed real estate brokers to also be property managers.

      People wonder why starter homes havent existed on the market for 25 years and the answer is because nobody builds them, and when they do go up for sale, real estate agents are sending them the way of clients they already represent as property managers.

      Why sell a house for 3% commission just once when you can sell it to somebody you are already partnered with and then make a 5% comission every month for the rest of your professional career while maybe only putting 15 hours per year worth of work into the unit?

      Pretty much every issue in America comes down to the partnership of banks, real estate agents and landlords.