The bank auth is still with a token here in Sweden, but Klarna changed their system to no longer accept individual transaction approval, to a system where I would need to grant them access to automatically withdraw money from my accounts up to three days after making a purschase online. This is obviously a way to save mobey as they can bundle up several transactions into one and only need to pay a transaction fee once.

A few years after this happened I discovered that I could generate a temporary card number in my banks online portal, brilliant, that went away a year or so after I discovered it as they redesigned the online banking portal.

I need to get a new account with a different bank card, I just haven’t had time to bother with that yet. Though it would have saved me plenty of grief on a company trip to spain where I lost my bank card just before the trip…