Hello friends,

I have a harmless but very illegal hobby in my jurisdiction and if I get caught, I will spend some time in jail, lose my job and pay a hefty fine. I would like to buy an insurance that covers all the damages, i.e. lawyer, court, fines, compensation for time in jail, confiscated equipment and cash etc.

After months of research and pondering I came to the conclusion that such an insurance could and SHOULD exist right now!

Let me explain the idea with a short fictional story set in the near future:

http://z7735okcy6gggduobp6vjfcgwz4ss5eeduww7iw2agjmfgpjlnquezqd.onion

I’m looking forward to your honest feedback.

  • K0W4L5K1@lemmy.dbzer0.com
    72·
    4 months ago

    The problem with this is your doing something illegal why would a legal company cover your ass when it could jeopardise their whole business just taking your money. Also insurance is a scam/pysop perpetrated by the state it self. So if it did exist it would be a honeypot 100 percent

    • Phineaz@feddit.orgEnglish
      32·
      4 months ago

      I see, an enlightened American (or not? I can hardly ever tell tbh). There are two very good models of insurance that I can think of right now:

      1. Obligatory, with fees based on income. Esp. health insurance.
      2. A situation where you absolutely cannot afford losing the object in question. An individual may never recover, but it is an extremely rare occurence, e.g. your house burns down. The cost spread over many shoulders is insignificant, but it ensures that no one is left with nothing. A third possibility are investment strategies, where an insurance uses the money to future-proof a system or sector - the incentive for good performance is that they have to pay for e.g. flood damaging if they don’t build proper dikes. But that can easily be done without insurance, by governance.
    • Insurgeon@links.hackliberty.orgOPEnglish
      24·
      4 months ago

      I care about morally right vs morally wrong according to libertarian ethics. I don’t care at all about “LEGAL” vs “ILLEGAL” in a fiat sense. Fiat-“illegal” has nothing to do with right or wrong. It just arbitrary rules written on paper by evil thugs without the consent of their victims.

      Therefore I can’t follow your arguments. Did you read my essay?