You think Google didn’t already think of that? From Youtube’s ToS:
Right to Monetize
You grant to YouTube the right to monetize your Content on the Service (and such monetization may include displaying ads on or within Content or charging users a fee for access). This Agreement does not entitle you to any payments. Starting November 18, 2020, any payments you may be entitled to receive from YouTube under any other agreement between you and YouTube (including for example payments under the YouTube Partner Program, Channel memberships or Super Chat) will be treated as royalties. If required by law, Google will withhold taxes from such payments.
You think Google didn’t already think of that? From Youtube’s ToS:
Displaying ads on or within - definitely
Modifying content and distributing the modified content? That’s a trickier one.
It really isn’t