Women tend to pay less for car insurance than men. And it should come as no surprise that young drivers pay the most. Age correlates with driving experience and the risk of getting into a car accident.
If anything, speaking statistically, people are probably the least accident prone in their 50s-60s if they were good drivers all their life.
The high car insurance rates that young drivers pay start to go down at age 25. You’ll get the best rates in your 50s and early 60s
The highest group for liability are actually teenage boys
It’s so much so that insurance companies know to charge the highest risk group statistically
If anything, speaking statistically, people are probably the least accident prone in their 50s-60s if they were good drivers all their life.
Thanks to cell phones and distracted driving, those numbers are steadily equalizing, making all teens more dangerous and expensive to insure.