I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
Can you specify which ones? I’m genuinely interested in what would be difficult to access here. I think maybe the therapist would cost a lot if you don’t find a cheap or even free option, but life planning and journaling are completely free to do on your own, looking for a better job can be done for free on LinkedIn, studying can be done for free in Youtube, getting a part-time job can be done if you have extra time, checking Upwork I think costs now because of the connects but there are probably other free alternatives for task-based gigs.
Going to another country legally should also not cost as much if you prepare for it, but I guess it could be challenging if you don’t have any chance to save any money at all, but going to LATAM should be relatively affordable to Americans and Canadians.
I wouldn’t say I’m rich although I live a frugal albeit comfortable lifestyle, I went to Asia (1 month) and Europe (3 months) last year while earning $6 per hour, I just had to save for a few months, I was renting studios in city centers so not even going to hostels and eating crackers. I’d say I spent around $3k on that trip
Besides the therapist, moving to a foreign country requires savings. Getting broke overseas, likely without knowing local language, sounds like a very bad idea.