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Agreed, but I have shared passwords with family members…family members who aren’t tech savvy and aren’t necessarily in my immediate vicinity that I can offer tech support to in a timely manner.
I’ve found Bitwarden to be a workable stop gap while I work in a self hosted Vaultwarden instance (taking a lot longer to spin up with recent career moves - been in the works for almost a year now).
That said, how “high maintenance” do you think it would be to set up a keepass ish setup like you suggest?