• Septimaeus
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    5 months ago

    No joke, once you start structuring your life as a business, especially as formal corporations, the amount of financial, legal, and professional advantages, opportunities, and protection that appear are incredible. For example, did you know that …

    1. … as an S corp, you can “pass through” the profit and loss of your business, such that your personal gross income excludes business expenses?
    2. … the employer match on a 401k account is considered a business expense?
    3. … the actual annual cap on employer contributions to various retirement vehicles are in fact much, much higher than employers are typically willing to offer you as a benefit?
    4. … the terms of commercial factoring, mortgages and loans are often far more agreeable than consumer equivalents?
    5. … many of the places where you shop offer discounts to business accounts (and not just for volume, simply because you’re a business)?
    6. … it’s considered normal/SOP to request edits to many types of agreements individuals are expected to simply accept without question, including leases offered by landlords?

    This is just a sample. Most endeavors and many functional aspects of personal life are by design simpler, safer, more scalable, and more profitable if planned and executed as a business rather than an individual in the late great United States of America.

    • Sanctus@lemmy.world
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      5 months ago

      I hate living like that though. I just want to be a human not a corporate entity.

      • Septimaeus
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        5 months ago

        I agree. I don’t think people should be expected to do all this to be treated like they matter in a society. I do it because I don’t want to go back to living in my car, but the process offers me daily reminders of how our system is thoroughly rigged in favor of commercial interests and against the human who wishes to live as a human.